ᱭᱳᱱᱳ

YONO SBI
Developer(s)	SBI
Initial release	24 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2017; 8 years ago
Stable release(s)
Android
Android	1.24.37 / 26 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2025; 60 days ago
iOS	2.27.03 / 18 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025; 38 days ago
Operating system	Android 12.0 & above; iOS 15.0 and above;
Platform	Android; iOS
Size	167.2 MB (iOS); 95 MB (Android);
Available in	English
Type	Mobile banking; Payment; UPI
Website	sbi.bank.in

ᱭᱳᱱᱳ ᱮᱥ ᱵᱤ ᱟᱭᱤ (You Only Need One State Bank of India) ᱫᱚ ᱮᱥᱴᱮᱴ ᱵᱮᱝᱠ ᱳᱯ ᱤᱱᱰᱤᱭᱟ (ᱮᱥ ᱵᱤ ᱟᱭᱤ) ᱨᱮᱱᱟᱜ ᱢᱤᱫ ᱰᱤᱡᱤᱴᱟᱞ ᱵᱮᱝᱠᱤᱝ ᱯᱞᱮᱴᱯᱷᱳᱨᱢ ᱠᱟᱱᱟ, ᱡᱟᱦᱟᱸ ᱫᱚ ᱤᱱᱰᱤᱭᱟ ᱨᱮᱱᱟᱜ ᱥᱚᱨᱠᱟᱨᱤ ᱵᱮᱝᱠ ᱠᱟᱱᱟ ^[᱑] । ᱱᱚᱣᱟ ᱯᱞᱮᱴᱯᱷᱚᱨᱢ ᱛᱩᱞᱩᱡ ᱠᱷᱟᱹᱣᱴᱤ ᱠᱚ ᱜᱚᱱᱚᱝ ᱟᱱ ᱠᱟᱹᱣᱰᱤᱭᱟᱱ ᱟᱨ ᱮᱴᱟᱜ ᱥᱮᱵᱟ ᱠᱳ ᱧᱟᱢ ᱫᱟᱲᱮᱭᱟᱜ ᱠᱟᱱᱟ, ᱡᱮᱢᱚᱱ ᱯᱷᱞᱟᱭᱤᱴ, ᱴᱨᱮᱱ ᱟᱨ ᱴᱮᱠᱥᱤ ᱵᱩᱠᱤᱝ, ᱳᱱᱞᱟᱭᱤᱱ ᱠᱤᱨᱤᱧ, ᱟᱨ ᱳᱱᱞᱟᱭᱤᱱ ᱵᱤᱞ ᱯᱮᱢᱮᱱᱴ। ^[᱒]

ᱵᱮᱱᱟᱣ ᱟᱨ ᱮᱛᱚᱦᱚᱵ (Development and Launch)

ᱭᱳᱱᱳ ᱮᱥ ᱵᱤ ᱟᱭᱤ ᱫᱚ ᱮᱥ ᱵᱤ ᱟᱭᱤ ᱨᱮᱱᱟᱜ ᱯᱳᱭᱞᱳ ᱯᱞᱟᱱ ᱠᱷᱳᱱ ᱳᱰᱳᱠ ᱟᱠᱟᱱᱟ, ᱡᱟᱦᱟᱸ ᱫᱚ ᱱᱟᱣᱟ ᱯᱤᱲᱷᱤ ᱠᱚ (millennials) ^[᱓] ᱨᱤᱡᱷᱟᱹᱣ ᱞᱟᱹᱜᱤᱫ ᱢᱤᱫ "ᱚᱱᱞᱟᱭᱤᱱ ᱢᱟᱨᱠᱮᱴᱯᱞᱮᱥ" ᱵᱮᱱᱟᱣ ᱨᱮᱱᱟᱜ ᱛᱟᱦᱮᱸᱠᱟᱱᱟ ᱾ ᱱᱚᱣᱟ ᱯᱨᱳᱡᱮᱠᱴ ᱨᱮᱱᱟᱳ ᱠᱳᱰ ᱧᱩᱛᱩᱢ "Project Lotus" ᱛᱟᱦᱮᱸᱠᱟᱱᱟ । ᱨᱟᱡᱽᱱᱤᱥ ᱠᱩᱢᱟᱨ ᱱᱚᱣᱟ ᱫᱚ ᱯᱳᱭᱞᱳ ᱯᱩᱱ ᱥᱮᱨᱢᱟ ᱞᱟᱹᱜᱤᱫ ᱮᱢᱰᱤ ᱟᱨ ᱪᱮᱭᱟᱨᱢᱮᱱ ᱞᱮᱠᱟᱛᱮ ᱥᱟᱢᱴᱟᱣ ᱟᱠᱟᱫᱼᱟ ^[᱓]। ᱱᱚᱣᱟ ᱮᱯ ᱫᱚ ᱱᱚᱵᱷᱮᱢᱵᱚᱨ ᱒᱐᱑᱗ ᱨᱮ ᱞᱳᱸᱪ ᱦᱚᱭᱞᱮᱱᱟ। ^[᱓]

ᱜᱩᱱ ᱠᱚ

ᱭᱳᱱᱳ ᱮᱥ ᱵᱤ ᱟᱭᱤ ᱫᱚ ᱑᱐᱐ ᱠᱷᱚᱱ ᱵᱟᱹᱲᱛᱤ ᱤ-ᱠᱚᱢᱟᱨᱥ ᱠᱚᱢᱯᱟᱱᱤ ᱠᱷᱚᱱ ᱡᱚᱛᱚ ᱞᱮᱠᱟᱱ ᱚᱱᱞᱟᱭᱤᱱ ᱠᱤᱨᱤᱧ ᱟᱨ ᱵᱩᱠᱤᱝ ᱞᱟᱹᱜᱤᱫ ᱥᱮᱵᱟ ᱧᱢᱟᱜᱼᱟ ᱾ ^[᱔] ᱱᱚᱣᱟ ᱨᱮ ᱴᱨᱮᱰᱤᱥᱚᱱᱟᱞ ᱢᱳᱵᱟᱭᱤᱞ ᱵᱮᱝᱠᱤᱝ ᱥᱮᱵᱟ ᱠᱚ ᱢᱮᱱᱟᱜᱼᱟ, ᱡᱮᱢᱚᱱ ᱵᱮᱝᱠ ᱮᱠᱟᱶᱴ ᱠᱷᱩᱞᱟᱹ, ᱯᱩᱭᱥᱟᱹ ᱴᱨᱟᱱᱥᱯᱷᱟᱨ, ᱵᱤᱞ ᱯᱮᱢᱮᱱᱴ, ᱟᱨ ᱞᱳᱱ ᱮᱢᱟᱱ।

Yono Cash: ᱱᱳᱣᱟ ᱛᱩᱞᱩᱡ ᱡᱟᱦᱟᱱ ᱮᱴᱤᱮᱢ ᱠᱟᱨᱰ ᱵᱟᱝ ᱵᱮᱵᱷᱟᱨ ᱠᱟᱛᱮ ᱮᱴᱤᱮᱢ ᱠᱷᱳᱱ ᱯᱩᱭᱥᱟᱹ ᱩᱰᱩᱠ ᱫᱟᱲᱮᱭᱟᱜᱼᱟ।^[᱕]
UPI : ᱡᱩᱞᱟᱭ ᱒᱐᱒᱓ ᱨᱮ, ᱱᱚᱣᱟ ᱮᱯ ᱨᱮ UPI ᱡᱚᱲᱟᱣ ᱞᱮᱱᱟ, ᱡᱟᱦᱟᱸ ᱛᱩᱞᱩᱡ ᱮᱴᱟᱜ ᱵᱮᱝᱠ ᱨᱮᱱ ᱜᱚᱨᱦᱟᱠ ᱠᱚᱣᱟᱜ UPI ᱯᱮᱢᱮᱱᱴ ᱞᱟᱹᱜᱤᱫ ᱱᱚᱣᱟ ᱮᱯ ᱠᱚ ᱵᱮᱵᱷᱟᱨ ᱫᱟᱲᱮᱭᱟᱜᱼᱟ ^[᱓]। ᱱᱚᱣᱟ ᱨᱮ QR ᱥᱠᱮᱱᱤᱝ ᱟᱨ ᱯᱮ-ᱵᱟᱭ-ᱠᱳᱱᱴᱟᱠᱴ ᱯᱷᱟᱸᱠᱥᱚᱱᱟᱞᱤᱴᱤ ᱠᱚ ᱢᱮᱱᱟᱜᱼᱟ।^[᱖]
YONO 2.0: ᱰᱤᱥᱮᱢᱵᱚᱨ ᱒᱐᱒᱕ ᱨᱮ ᱭᱳᱱᱳ ᱒.᱐ ᱞᱳᱸᱪ ᱦᱩᱭᱞᱮᱱᱟ, ᱡᱟᱦᱟᱸ ᱢᱳᱵᱟᱭᱤᱞ ᱟᱨ ᱤᱱᱴᱟᱨᱱᱮᱴ ᱵᱮᱝᱠᱤᱝ ᱢᱤᱫᱴᱟᱹᱝ ᱥᱤᱥᱴᱚᱢ ᱨᱮ ᱡᱚᱲᱟᱣ ᱠᱮᱫᱼᱟ।^[᱗]^[᱘]^[᱙]

ᱭᱳᱱᱳ ᱞᱟᱭᱤᱴ ᱮᱥ ᱵᱤ ᱟᱭᱤ

ᱭᱳᱱᱳ ᱞᱟᱭᱤᱴ ᱮᱥ ᱵᱤ ᱟᱭ ᱫᱳ ᱮᱥ ᱵᱤ ᱟᱭᱤ ᱨᱮᱱᱟᱜ ᱢᱤᱫ ᱮᱴᱟᱜ ᱢᱳᱵᱟᱭᱤᱞ ᱵᱮᱝᱠᱤᱝ ᱮᱯ ᱠᱟᱱᱟ ^[᱑᱐]^[᱑᱑] । ᱯᱳᱭᱞᱳ ᱱᱚᱣᱟ ᱨᱮᱱᱟᱜ ᱧᱩᱛᱩᱢ "SBI Anywhere Personal" ᱛᱟᱦᱮᱸᱠᱟᱱᱟ, ᱡᱟᱦᱟᱸ ᱒᱐᱑᱘ ᱨᱮ "Yono Lite" ᱧᱩᱛᱩᱢᱛᱮ ᱧᱩᱛᱩᱢ ᱵᱚᱫᱚᱞ ᱞᱮᱱᱟ। ᱒᱐᱒᱑ ᱨᱮ ᱰᱤᱡᱤᱴᱟᱞ ᱮᱨᱮᱲ ᱠᱷᱳᱱ ᱵᱟᱧᱪᱟᱣ ᱞᱟᱹᱜᱤᱫ ᱱᱚᱣᱟ ᱨᱮ ᱱᱟᱣᱟ ᱥᱤᱠᱩᱨᱤᱴᱤ ᱜᱩᱱ ᱡᱚᱲᱟᱣ ᱞᱮᱱᱟ।^[᱑᱒] ^[᱑᱓]

ᱭᱳᱱᱳ ᱵᱤᱡᱽᱱᱮᱥ ᱮᱥ ᱵᱤ ᱟᱭᱤ (YONO BUSINESS SBI)

ᱱᱳᱣᱟ ᱫᱚ ᱮᱥ ᱵᱤ ᱟᱭᱤ ᱨᱮᱱᱟᱜ ᱵᱤᱡᱽᱱᱮᱥ ᱠᱟᱹᱢᱤ ᱞᱟᱹᱜᱤᱫ ᱡᱚᱲᱟᱣ ᱟᱠᱟᱱ ᱢᱤᱫ ᱥᱮᱵᱟ ᱠᱟᱱᱟ।

ᱵᱟᱦᱨᱮ ᱡᱚᱱᱚᱲ

Official Website

ᱥᱟᱹᱠᱷᱭᱟᱹᱛ

↑ "SBI launches YONO, an integrated app for financial services". The Hindu. 23 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2017. Retrieved 24 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2017.
↑ "How To Register For SBI Mobile Banking?". BQ Prime. 6 ᱰᱤᱥᱮᱢᱵᱚᱨ 2022.
1 2 3 4 "Inside account of how SBI's YONO became one of the largest digital lenders in India". Business Today. 22 ᱚᱠᱴᱚᱵᱚᱨ 2021.
↑ "SBI's YONO allows instant digital savings accounts, online loans". The Times of India. 24 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2017. Retrieved 24 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2017.
↑ Dubey, Navneet (5 ᱮᱯᱨᱤᱞ 2019). "How to withdraw cash from SBI ATM without using debit card or SBI YONO app". The Economic Times. Retrieved 23 ᱢᱮ 2019.
↑ "SBI YONO App Launched With an Updated Version: Check All the New Features Here". The Quint. 4 ᱡᱩᱞᱟᱭ 2023.
↑ "SBI unveils YONO 2.0: What changes for digital banking users - CNBC TV18". CNBCTV18 (in ᱟᱝᱜᱽᱨᱮᱡᱤ). 16 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025. Retrieved 29 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025.
↑ "SBI to double mobile banking users to 20 crore with Yono 2.0 launch". The Times of India. 15 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025. ISSN 0971-8257. Retrieved 29 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025.
↑ www.ETBFSI.com. "YONO 2.0: What's new in SBI's next-generation digital banking platform". ETBFSI.com (in ᱟᱝᱜᱽᱨᱮᱡᱤ). Retrieved 29 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025.
↑ Ojha, Sangeeta (2 ᱚᱜᱚᱥᱴ 2021). "SBI launches new feature in Yono, Yono Lite app. Benefits and other details here". mint. Retrieved 24 ᱡᱩᱞᱟᱭ 2022.
↑ Sbi official site
↑ "SBI Yono Lite Complaint Box: SBI Yono Mobile App Customer Care Support". Archived from the original on 23 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2022. Retrieved 6 ᱰᱤᱥᱮᱢᱵᱚᱨ 2022.
↑ Sharma, Reema (3 ᱚᱜᱚᱥᱴ 2021). "SBI YONO, YONO Lite get security features for protection from digital frauds". Zee News. Retrieved 24 ᱡᱩᱞᱟᱭ 2022.

[news_HinduBusinessLine_20171123_a-1] "SBI launches YONO, an integrated app for financial services". The Hindu. 23 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2017. Retrieved 24 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2017.

[2] "How To Register For SBI Mobile Banking?". BQ Prime. 6 ᱰᱤᱥᱮᱢᱵᱚᱨ 2022.

[bt-3] 1 2 3 4 "Inside account of how SBI's YONO became one of the largest digital lenders in India". Business Today. 22 ᱚᱠᱴᱚᱵᱚᱨ 2021.

[news_TOI_20171124_a-4] "SBI's YONO allows instant digital savings accounts, online loans". The Times of India. 24 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2017. Retrieved 24 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2017.

[5] Dubey, Navneet (5 ᱮᱯᱨᱤᱞ 2019). "How to withdraw cash from SBI ATM without using debit card or SBI YONO app". The Economic Times. Retrieved 23 ᱢᱮ 2019.

[6] "SBI YONO App Launched With an Updated Version: Check All the New Features Here". The Quint. 4 ᱡᱩᱞᱟᱭ 2023.

[7] "SBI unveils YONO 2.0: What changes for digital banking users - CNBC TV18". CNBCTV18 (in ᱟᱝᱜᱽᱨᱮᱡᱤ). 16 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025. Retrieved 29 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025.

[8] "SBI to double mobile banking users to 20 crore with Yono 2.0 launch". The Times of India. 15 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025. ISSN 0971-8257. Retrieved 29 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025.

[9] www.ETBFSI.com. "YONO 2.0: What's new in SBI's next-generation digital banking platform". ETBFSI.com (in ᱟᱝᱜᱽᱨᱮᱡᱤ). Retrieved 29 ᱰᱤᱥᱮᱢᱵᱚᱨ 2025.

[10] Ojha, Sangeeta (2 ᱚᱜᱚᱥᱴ 2021). "SBI launches new feature in Yono, Yono Lite app. Benefits and other details here". mint. Retrieved 24 ᱡᱩᱞᱟᱭ 2022.

[11] Sbi official site

[12] "SBI Yono Lite Complaint Box: SBI Yono Mobile App Customer Care Support". Archived from the original on 23 ᱱᱚᱵᱷᱮᱢᱵᱚᱨ 2022. Retrieved 6 ᱰᱤᱥᱮᱢᱵᱚᱨ 2022.

[13] Sharma, Reema (3 ᱚᱜᱚᱥᱴ 2021). "SBI YONO, YONO Lite get security features for protection from digital frauds". Zee News. Retrieved 24 ᱡᱩᱞᱟᱭ 2022.

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